Pros: No annual fee; Earn Amazon.com gift certificates; Great incentives for new customers Cons: Huge penalties if payment is received late; Weak customer service
Credit cards are considered by many to be a necessary evil. They can really wreck havoc on one’s personal finances, but they can also be the only means available in emergencies and they come in handy when making purchases on the spur of the moment. ...
Pros: Good rewards program, good security features, no cap on rewards per year Cons: Average customer service, rewards can be used only at Amazon.com
Background I've used a number of credit cards in the past 10 years, but only started using rewards cards about 4 years ago. I started with a Discover card with the traditional cash back program, then went to a Delta Skymiles card that rewarded ...
Pros: Great promo for as long as it lasts Cons: Predatory lending practices, horrid customer service
UPDATE: Below, you can see what I used to think of this card. However, recent changes in the way that Chase/FirstUSA do business have soured me completely on this product. In December, I paid off my balance completely on this card in ...
Pros: Gives you rewards for Amazon.com Cons: Rewards can only be used there.
When I first started establishing my credit, I took any card someone would give me without an annual fee. Once I had established myself, I began searching for cards that had rewards, preferably ones I thought I would actually use. One day while surfing ...
Pros: easy to use with amazon.com account Cons: no grace period random statements you WILL pay late TERRIBLE cust. service
Great initial offer like the other reviews say, but terrible customer service. I was getting paperless statements for some time but eventually they stopped sending me the statement emails and I had to call in to see when my payment was due. Of course I ...
Pros: get the initial discount pay the bill and cancel the card Cons: Deceptive dishonest scripted threatening
I signed up for an Amazon.com credit card to take advantage of a 10% saving on a $300.00 item. That worked great so I bought a few more items via Amazon.com and each time paid the bill on time electronically. Amazon hit us with a $15.00 late charge ...
Pros: - Good rewards-to-dollar spent ratio
Cons: - Bad customer service!
- Rewards is only for amazon.
I've been a member with them since 2004 and is happy until recently. I called after almost a month without receiving the reward certificate from my last statement. Customer service ask me to hold, and immediately came back with an answer 'Oh, it is not in stock right now. We'll ship it to you as soon as it is available'. What? Not in stock? I am not ordering the latest gadget here, it is their obligation to fulfil their promise and immediately she said 'You have a good day, sir!', seriously that's all! We did not get into a conflict or something like that. I will try to call back again may be tomorrow.
Its actually a Chase Credit card with Amazon label. My APR was 29% and we only found out when we called their customer service. If you have one of these cards, call the customer service. I canceled it right away... they charge you 14.95 for cancellation too!!!
Amazon's service is the best. They should choose a different credit card provider.
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