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HomePersonal FinanceInsuranceUSAA Group - Auto
Opinion Summary
USAA Auto Insurance: Get it if you can get it
by mrisch | Sep 11 '00
Pros: Inexpensive, quality service
Cons: hard to get if your record isn't great

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OVERALL RATING
Product Rating: 5.0



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Comments on USAA Auto Insurance: Get it if you can get it" (15 total)  
  Comment Sorted by
Date Written
Re: Re: A few clarifications.... (Reply to this comment)
by criteeker
I just called them, the two states are Alaska and North Carolina. My dad served in Korea and I wouldn't qualify because the insurance (back then) was only offered to officers. So my dad would never have had the option for this insurance. And to think, he turned down two rank promotions. Nice going, pop.
Mar 27 '04
7:45 am PST

All States, Territories,and Europe (Reply to this comment)
by ihelp
Usaa is available in the US, its territories, and abroad where any major base or fort is located.
Mar 12 '03
1:42 pm PST

About Medical (Reply to this comment)
by ihelp
Its true that medical insurance is a great asset when you have it, but the issue of using USAA Medical is that you do not have the restrictions that are applied to you when an accident happens. I doubt seriously that you, after an accident, would tell the ambulance guy can I go to County Medical because that is where I am covered at!" Medical Pay is an immediate pay service, its no fault coverage and it covers you in any car that you drive, are riding in, or get hit by on the street.. The Education Foundation of USAA has more information about all of our coverages so that you can read up on the benefits and uses.
Mar 12 '03
1:39 pm PST

Re: A few clarifications.... (Reply to this comment)
by mrisch, mrisch is a Lead on Epinions in Personal Finance
call them... 800-531-8222

Regards,
MR
Nov 11 '00
1:58 pm PST

Re: A few clarifications.... (Reply to this comment)
by thekumba
where can i learn about the states where they allow everyone in?
Nov 11 '00
12:21 pm PST

Home, Life, Autos, Boats (Reply to this comment)
by casey215
All insured with USAA. Did I miss anything? :-)

Barbara
Sep 14 '00
9:23 pm PDT

Related, huh? (Reply to this comment)
by driver4t5
Mikey, meet your new third cousin - and you don't even have to exchange Christmas gifts! Now about that referral...

HR.

- driver4t5
Sep 13 '00
8:03 pm PDT

The best thing going. (Reply to this comment)
by Darkmistress
My husband and I are insured through USAA courtesy of his dad and I love it. Interseting note to the restrictions, we weren't married yet when I was added to the insurance and the USAA rep told my now husband "You understand that she will always be eligible for coverage even if you split up." There me be a loop hole there. (But we haven't split up to test it.)
Sep 13 '00
6:27 pm PDT

And an added bonus... (Reply to this comment)
by tjarnold
to the extremely low premiums (the lowest I found during a recent cost comparison) is the usual year-end rebate. Always a nice surprise!

Thanks for the great review-

Tiffany
Sep 13 '00
10:50 am PDT

Re: A few clarifications.... (Reply to this comment)
by mrisch, mrisch is a Lead on Epinions in Personal Finance
Thanks for the comments - I revised.
Sep 12 '00
9:29 pm PDT

A few clarifications.... (Reply to this comment)
by Zski
Nice review. I agree.

Eligibility for USAA auto insurance is extended only to those in the military _or_ those who are related to a USAA member. If you are related to a veteran who is not (and has never been) a USAA member, you're out of luck.

The rumors that they are opening to the general public are almost definitely not true. That being said, there are very few states where USAA is legally obligated to insure anyone who asks to be insured. I don't know which those are, though.
Sep 12 '00
8:47 pm PDT

I'll have to look in to it... (Reply to this comment)
by lkkalj
Although NJ is one of those states som insurance companies are reluctant to insure in. Thanks...ko
Sep 12 '00
12:17 pm PDT

I've heard rumors... (Reply to this comment)
by Aphga
...that they are planning to open up to the general public. I hope that's true. I'm looking forward to switching to this company with the best reputation of all!
Sep 12 '00
9:56 am PDT

They all should be like USAA (Reply to this comment)
by ElaineP8
As a Navy brat I was insured by USAA when I was knee-high to a grasshopper. Then I married an Air Force officer. Whenever I heard stories about people having trouble with their insurance "agent" or having to do legwork to deal with another insured I just didn't understand it. Generally, with USAA all it took was one phone call and it was a done deal. They've never bent me over; currently I have 5 motor vehicles and a horse trailer insured with them. One of the cars is a DeLorean; they only charge me about $350/year, incuding collision. How good a deal is that? Given that you can't bondo-and-paint a stainless steel car, all I'd need is a minor parking lot ding to justify a year's premiums.

Good review.

-e
Sep 12 '00
1:05 am PDT

:^) (Reply to this comment)
by tortillaboy
Yeah, I've heard they were real good.

great review.
:^)
Sep 11 '00
8:16 pm PDT
   

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