Discover Card

Pros: rate
Cons: none

I totally love my discover card. As you can see from the other opinions I have written I have a GTE Visa too. I would definitely recommend Discover instead of Visa. My rate is only 16% and that is about 8% less than my visa. They don't send me the...

Pros: Cashback bonus,online services, fair level of acceptance
Cons: High APR, low benefits other than cashback, cryptic services

About two months before the time of this writing i was sent an invitation for the Discover student card. Enjoying the possibility of an alternative to the visa I have with a paltry 500 dollars in credit, I applied for it. Ironically, the next day I was...

Pros: none I am aware of
Cons: Several in my opinion

I have had an account with Discover card for several years, and have never made a late payment. In June 2007, they increased my finance charges by 6.75% for no apparent reason. When I contacted them the girl I spoke with said she didn't see any reason ...

Pros: no annual fee - cash back rewards
Cons: not the lowest interest

OK there are a few places that don't accept this card, but otherwise it ranks very high. There is little downside to a no annual fee that pays a reward. Since I don't ever cary a balance, interest rates are not a factor for me. I have been treated...

Pros: Cash Back award
Cons: Terrible customer service, awful record on supporting you in a dispute

In this day when we are using less cash than every percentage-wise in our spending, you need to do business with a credit card on which you can heavily depend. Discover Card is not it. I spend easily over $20,000/year on credit cards, That would mean I...

Pros: Some investigation
Cons: No real help

We have been long term carriers of the discover card. We have held the card for more than 10 years. We recently used the card to book a vacation through our travel agency with Sunburst tours. The travel agency recommended Negril Gardens in Jamaica.
...

Pros: Cash Back could be used for lower rates instead
Cons: Fees, poor customer service, limited payment options, rate hike

I signed up for online payments. They had no option to choose when to pay. It was now or never. I changed to using CheckFree service to pay bills. Discover was listed as one of their clients. It was convenient until I discovered a late fee.
I was...

Pros: High Credit Limit. Some cash back.
Cons: Rotten Customer Service. No Customer Protection.

I purchased from Internet company that went out of business. I called to 'charge back' company for failure to deliver goods and service. I was told that I would be contacted about the "investigation". ONE DAY LATER (some investigation), the charge...

Pros: Discover Card, the most stinking company in US!!
Cons: Good? Discover Card always has looks good deal. But always be careful for your choise.

I registered Discover Card earning program for 5% Cash-back Bonus for Jan-Mar, and spent $3480 on air-tickets (4 air-tickets between China and US). I read the policy very carefully when I signed on this program, I remember very clearly that ...

Pros: don't know of any
Cons: probably high interest rates

Recently, the Discover Card company began to run a TV commercial depicting a young man in his 20's being wheeled into a hospital emergency room. The medical team is busy working on the young man when he whips out his trusty Discover card, a technician...

Pros: Cash Back Bonuses, Great Customer Services, User Friendly Website.
Cons: Can't use it everywhere. High APY.

I remember last year when citifi merged with citibank, I had a huge trouble during that transition, they closed my account without really noticing me. Anyway, at the time, I had a huge balance to pay Discover, over $2000. I was freaked out, 'cause my...

Pros: cash back bonus awards, email reminders of credit limits
Cons: not so great interest rate

The Discover card has been one that has served me well. There are many, many more pluses to the Discover card than there could be minuses. I have had the Discover card for quite a while now, and I must say, it was worth the effort to get one. There are...

Pros: 24-hour customer service 800 number
Cons: Inefficient and discourteous customer service

I have had a Discover card since 1987 and initially found customer service to be very good. However, in the last few years Customer Service has gradually declined until it is now quite poor. Last month I called Customer Service to place an amount in...

Pros: Cash Back Program
Cons: Customer service is not helpful.

The pros of this card are as follows:

Discover has a nice Cash Back Program. They also have 100% Fraud Protection plus a generous credit line. The single use credit numbers for online purchases are great to feel secure in purchasing.
...

Pros: Online bill payment and statements
Cons: They don't verify information to create an account

I've had a Discover Card since 1994 which was a surprise to me because I didn't know I had it until 1999. How did this happen you ask? Well the application was sent to my parents house. Both my father and I have the same first and last name. He...