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First USA

First USA

Overall Rating: Product Rating: 2.0
Customer Service:
Web Site Experience:

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Showing 166-180 of 188 reviews Page 1 2 3 4 5 6 7 8 9 10 11 12 13 - View all   Previous   Next
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Product Rating:Product Rating: 1.0
Customer Service:
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I can't believe my experience was this bad...

by christielenn , Jan 28 '02
Pros: Nothing I can think of...
Cons: Customer service
First USA offers the worst customer service I have ever experienced. Even the Customer Service managers are condescending and rude.

I had many problems with First USA's level of service, but the last straw was when my bill payment company...
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Product Rating:Product Rating: 2.0
Customer Service:
Web Site Experience:

Seriously consider the alternative

by spencersj , Jul 24 '03
Pros: It's Visa. The statement is clear. The web service is actually quite decent.
Cons: Dreadful customer (dis)service Expensive card, among the highest APRs Arrogant company
It is the fees that got me upset. Not so much that the fees are hidden (they are not), but that you ...
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Product Rating:Product Rating: 1.0
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Web Site Experience:

Avoid at all costs.

by kattart , Feb 04 '02
Pros: Can't think of any.
Cons: Ridiculous fees.
Ridiculous policies. Several years ago, I paid off my entire balance over the phone, and the customer service rep told me that it would be a $5 fee. Fine, I said, and assumed that would be included in the money taken from my checking account.

...
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Product Rating:Product Rating: 1.0
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Web Site Experience:

Drastic Increase in APR unwarranted!

by Eric_C , Jul 21 '00
Pros: None
Cons: First USA is not honest with its customers!
Elsewhere in these pages I wrote about my distrust and lack of service received from First USA in regards to their Cash Rewards program. I have additionally experienced horrible service in regards to their recent APR changes.

I have always...
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Product Rating:Product Rating: 1.0
Customer Service:
Web Site Experience:

FirstUSA means LASTConsumerUSA

by Alinko , Aug 12 '00
Pros: none
Cons: process payments late, CSR help sucks, constantly pull credit ratings from bureaus, a great teaser interest rate, then find some poor ass excuse to raie it, I'm sticking to my Credit Union!
First USA has got to be the worst credit card services. Their customer service operators are rude and have no knowledge of their company, only what they read on their screen. First USA is the sole credit card that is responsible for placing Bank One in...
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Product Rating:Product Rating: 1.0
Customer Service:
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Try Something Else

by ludo1967 , Jan 12 '08
Pros: Decent initial transfer rates.
Cons: Terrible customer service, telemarketing at dinner, "lost" bills, mysterious double penalties.
We had a First USA VISA card through my brother-in-law's company, Edward D. Jones. EDJ is just a name, they had (to our knowledge) nothing to do with the card. For the first few months all went well. We transferred a balance from another...
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Product Rating:Product Rating: 1.0
Customer Service:
Web Site Experience:

Bad Customer Service

by macira , Jun 15 '00
Pros: easy to get
Cons: Awful service
I had occasion to talk with a customer service person who alleged he was
"Jason" at the Austin call Center. He was a master of equivocation, and wanted me to believe that everyone above him in the Bank existed in PO Box in Wilmington...
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Product Rating:Product Rating: 1.0
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Web Site Experience:

AWEFUL CARD

by dmc827 , Oct 05 '00
Pros: NONE
Cons: EVEYRTHING - AVOID THIS CARD
I got what I thought at the time a greta deal. Transfer my credit card balances for a low 2.9% and the rate will go up to 9.9 after six months.. Well, needless to say I am at overe 25%!! I was late on one payment and the lateness was due to an error...
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Product Rating:Product Rating: 1.0
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AVOID IT !

by vhfan67 , Jun 14 '01
Pros: None
Cons: WILL RAISE YOUR INTEREST RATES WITH NO WARNING !!!
Here's four words to avoid: FIRST USA BANK N.A.

I have had two credit cards serviced by First USA and the same experience. Thy often lure people with low interest rates like 9.9 %, which you think will be the permanent interest rate...wrong....
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Product Rating:Product Rating: 1.0
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they're out to con you

by vimathur , Aug 01 '03
Pros: none
Cons: poor service, high interest rates, unsolicited mail
these idiots charge too much interest as soon as they can; I had the card for a year & cancelled it; 5 years later, they still hang to my personal information & keep sending me offers to come back each week & haven't deleted my information inspite of...
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Product Rating:Product Rating: 5.0
Customer Service:
Web Site Experience:

First USA is awesome!

by mbylund , Apr 26 '00
Pros: no annual fee, freebies, accepted everywhere
Cons: well, there _is_ an APR. But less than most.
First USA Visa is an awesome card!

1. No annual fee
2. I've gotten lots of freebies from them, including a wallet, flashlights, an emergency light, a handyman tool, and a travel toiletry case, plus 2 6 month magazine subscriptions....
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Product Rating:Product Rating: 5.0
 

1st USA YAHOO Visa

by reywal , Jan 20 '00
Pros: Easy online application...
Cons: Like most things on the net, connections depend on THEIR SERVER!
OK...here we have another credit card offered by a net company...
YAHOO...and 1st USA...

The card itself is pretty standard...
and you can apply online...

To do so go here...
...
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Product Rating:Product Rating: 1.0
Customer Service:
Web Site Experience:

First USA is a scam

by tmccracken , Aug 08 '01
Pros: None, didn't get that far
Cons: Seems like a scam
First, let me say that I have excellent credit, consistently returning a credit score of 720 or above on my own accounts. I received a "guaranteed credit" letter in the mail, saying that I was eligible for 0% financing on my credit account. So I...
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Product Rating:Product Rating: 1.0
 

Don't Waste Your Time or Money

by flouswa , Apr 27 '00
Pros: none
Cons: ridiculous late fee amounts, not a competitive interest rate
This credit cards gets a huge THUMBS DOWN from me--I think in all my dealings with credit cards, this one is the next one up from the bottom--AT&T gets my all time "raspberries" in the credit card business--but that's another story in...
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Product Rating:Product Rating: 1.0
Customer Service:
Web Site Experience:

Can't say more than has been said

by vickieander , May 24 '01
Pros: Compared to other cards - nothing
Cons: Compared to other cards - EVERYTHING
I won't repeat the other First USA complaints that reviewers experienced - I will just say AMEN, you are all absolutely right.

I've seen poor customer service but this is one of the worst. We only wish we had joined the Class Action Law...
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Showing 166-180 of 188 reviews Page 1 2 3 4 5 6 7 8 9 10 11 12 13 - View all Previous   Next



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